Top10 Best Savings Account with Highest Interest Rates In India
Top10 Best Savings Account with Highest Interest Rates In India
Aaj bhut se log investment karte hai . kyoki sabhi ko fature me money ki jarurat hoti hai isliye sabhi apne fature protection ke liye investment karte hai. aur sabhi dakhte hai ki vahe apne paise ko aisi jagh invest kare janha uski investment safe bhi rahe aur achaa return bhi mile . aur aak market me aise bhut se option hai bhi unme se ek hai high intrest rate saving account .yah ek safe aur risk free investment option hai . aur saving account sabse adhik populer account hai . jo personal banking ke liye ek bank account type hai. kyoki isme apko 4% ki rate se interest milta hai. apko bta de ki yah FD aur RD se to kam hai lekin aap iske andar jab chahte rupee deposit kar sakte hai kbhi bhi jarurat ho toh rupee nikal sakte hai.
Saving account un logo ke liye faydemand hai jinki regular income aati ho fir chahe job se ati ho ya kisi aur jagh se ati ho .wase apko bta de ki job walo ke liye salary account alag se open hote hai. jiske feature legbhg same hi hote hai. aur students , senior citizens, pensioners etc ke liye bhi saving account ek achaa savings option hai . kyoki saving account me apke dewara deposit ki gyi monesy ke uper koi rustication nhi hoti hai . aap apne hisab se iske andar investment kar sakte hai.. aur india ke legbhg sabhi bank saving account ki facilities dete hai . yadi apne apna saving account nhi khlwaya hai toh aaj hem apko ke achee saving account ke bare me btayenge jinke andar apki investment ki securities ke sath high rate se intrest bhi milta hai.
Top 10 Best Savings Account with Highest Interest Rates
1. Kotak Mahindra Bank Savings Account Interest Rate
Kotak Mahindra Bank bhi saving account ki facilities deta hai . aur kuch achee interest rate wale Savings Account me se ek hai. iske andar Domestic Savings Account holders, ke liye 6% interest rate per annum applicable, hai aur sabhi non-resident Savings Account holders, ke liye 4% interest rate per annum applicable hai. aur iske andar safe investment hoti hai .toh yadi aap thodi thodi investment ke sath achii savings karna chahte ho to toh aap Kotak Mahindra Bank bhi saving account choose kar sakte hai.
Features of Kotak Mahindra savings bank accounts:
- Iske andar 13 different savings account hai.
- Aur isme Higher interest rate milta hai aur dusre savings accounts compared aur other banksiske andar Domestic Savings Account holders, ke liye 6% interest rate per annum applicable, hai aur sabhi non-resident Savings Account holders, ke liye 4% interest rate per annum applicable hai.
- Aur Free cash withdrawal kisi bhi Kotak Mahindra ATM,kisi bhi time.
- Aur Kotak’s Alpha savings account apko INR 20 lakhs life insurance coverage deta hai. wo bhi nominal monthly premium INR 300 par.
- Free SMS banking/alerts, Net Banking, and Phone Banking services
Interest Rates on Kotak Mahindra Bank Savings Bank Deposits
| Particulars | Rate of Interest |
| Saving Deposits Balance upto Rs. 1 lakh. | 5% p.a |
| Saving Deposits Between Rs. 1 lakh and Rs. 1 crore. | 6% p.a |
| Saving Deposits Between Rs. 1 crore and Rs. 5 crore. | 5.5% p.a |
2. State Bank of India (SBI) Savings Account Interest Rate
SBI (State Bank of India ) bhi bhut type ke Savings Accounts offers karta hai.jaise; Basic Savings Account, Savings Plus Account, Yuva Savings Bank Account etc. yah customer ke different levels ke liye alag alag saving account offer karta hai. yah saving account ke andar 4% intrest rate ke hisab se interest deta hai apki savings ke uper. iske uper log jyada trust karte hai. kyoki State Bank of India ek Government-owned corporation hai. isliye iske andar apki investment safe rahti hai . yadi aap saving account open karna chahte hai.
Important benefits SBI savings bank account include:
- Iske andar apko Internet, Mobile and Kiosk Banking facilities milti hai.
- Multicity cheques ki facilities milti hai.
- Aur aap savings account se multi-option deposit account (MOD account) me link kar sakte hai.
- Aur aap Inter-bank account transfer bina kisi change account number ke
Interest Rates on SBI Savings Bank Deposits With Effect from 31st July 2017
| Sr No | Particulars | Rate of Interest |
| 1 | Saving Deposits Balance upto Rs. 1 crore. | 3.50% p.a |
| 2 | Saving Deposits Balance above Rs. 1 crore. | 4.00% p.a |
SBI Savings Account Interest Rates & Minimum Balance Required
| Savings Account | Interest Rate | Minimum Balance Required | Debit Car Issued |
| Savings Plus Account | 4.00% | INR 25,000 | Basic ATM-Debit Card |
| Yuva Savings Account | 4.00% | Not Required | Multiple variants |
| Basic Savings Account | 4.00% | Not Required | Basic ATM-Debit Card |
| Small Savings Account | 4.00% | Not Required | ATM cum Debit Card |
| Savings Account For Minors | 4.00% | Not Required | Photo ATM cum Debit Card |
3. ICICI Bank Savings Account Interest Rate
ICICI Bank India leading banks me se ek hai. jo saving account ki facilities deta hai aur yah bank bhut type ke Savings Accounts offers karta hai.jaise; Silver Savings Account, Advantage Woman Savings Account, Freedom Savings Account, Basic Savings Bank Account etc. aur ICICI’s ke sabhi Savings Accounts me 4.00% rate of interest, se intrest milta hai. toh aap yadi aise saving se intrest kamate hai toh apke liye ek best option hai. iske andar aap invesdtment kar sakte hai.
Important features and benefits:
- CICI Bank apko Multiple savings account variants deta hai.
- Aur isme Customers ke pas option hota hai apna account number select karne ka.
- Aur isme Discounts Apollo pharmacies, hospitals, and clinics
- Isme Zero balance facility bhi milti hai kuch specific savings accounts, ke andar aur minimum balance requirement ki range hai INR 500 se INR 1,25,000
- Iske andar apko Internet, Mobile and Kiosk Banking facilities milti hai.
- aur is bank ka Huge ATMs network hai.
ICICI Bank Savings Account Interest Rates & Minimum Balance Required (Updated on 01 Feb 2017)
| Savings Account | Interest Rate | Minimum Balance Required | Debit Car Issued |
| Titanium Privilege Savings Account | 4.00% | INR 1,25,000 | Titanium Privilege Debit Card |
| Gold Privilege Savings Account | 4.00% | INR 50,000 | Gold Privilege Debit Card |
| Silver Savings Account | 4.00% | INR 25,000 | Personalized Pocket Debit Card |
| Regular Savings Account | 4.00% | INR 10,000(in Metro) INR 5,000(in Semi Urban) INR 2,500(in Rural Areas) | Smart Shopper Silver Debit card |
| Pocket Savings Account | 4.00% | Not Required | Customized Pocket Debit Card |
| Young Stars Account | 4.00% | INR 2,500 | Personalized Pocket Debit Card |
| Advantage Women’s Savings Account | 4.00% | INR 10,000 | MasterCard World Debit Card |
| Senior Citizens Savings Account | 4.00% | INR 5,000 | Smart Shopper Silver Debit card |
| Basic Savings Account | 4.00% | Not Required | ICICI Bank Debit Card |
4. Yes Bank Savings Account Interest Rate
Yes Bank bhi kuch populer banks me se ek hai. aur yah kuch fastest growing banks me se ek hai aur logo ki bhut si jarurat ko pura karne ke liye saving account jaisi facilities deta hai. aur Yes Bank bhi most attractive interest rates offers karta hai Savings Accounts ke me . Yes bank apki saving ke hisab rate of interest offer karta hai jaise yadi apki saving 3 lakh se uper hai toh apko 7% rate of intrest ke hisab se interest milta hai aur yadi 3 lakh se kam saving ho toh apko 6 % rate of interest ke hisab se interest milta hai. YES BANK digital banking providing ke sath online and mobiles banking provide karta hai.
Important features and benefits:
- Yes Bank NEFT / RTGS payment facility deta hai. net banking ke sath
- Aur yah debit card jaise exciting offers bhi deta hai.
- aur aap inke ATMs ki kisi bhi bank ke ATM me istemal kar sakte ho.
- Iske saving account me apko Higher return milta hai 6% p.a. rate of interest ke hisab se.
- aur apko Life Insurance bhi milta hai yadi aap , Protection Insurance and Card Lost Liability Purchase kate hai .
- aap apna account number select kar sakte hai
- Isem apko mobile and SMS banking bhi milti hai.
- YES BANK doorstep banking services bhi provides karta hai.
Interest Rates on Yes Bank Savings Bank Deposits
| Particulars | Rate of Interest |
| Saving Deposits Balance upto Rs. 1 lakh. | 5% p.a |
| Saving Deposits Between Rs. 1 lakh and Rs. 1 crore. | 6% p.a |
| Saving Deposits above Rs. 1 crore. | 6.25% p.a |
5. Citibank Savings Account Interest Rate
Citibank india me kaam karne wala kuch international bank me se ek hai. aur India, Citibank ki 44 branches and over 700 ATMs hai 31 cities ke andar .yah different types ke Savings Accounts customers ko offer karta hai. jaise; Citibank Savings Account, Citibank Suvidha Salary Account, Citibank Savings Account etc. aur yah saving account ke andar 4% intrest rate ke hisab se interest deta hai. yadi aap iske andar investment karte hai toh.
Citibank Savings Account Interest Rates
| Type of Savings A/C | Interest Rate | Minimum Balance Required |
| Citibank Savings A/c | 4% per annum | – |
| Citibank Suvidha Salary A/c | 4% per annum | No minimum balance required |
| Citibank Savings A/c for Expatriates | 4% per annum | – |
| Citigold |
6. Axis Bank Savings Account Interest Rate
Axis Bank India premier banking institutions me se ek hai . jo saving account facilities deta hai . aur logo ki jarurto ko pura karne ke liye savings kartwate hai. aur achaa interest rate se interest deta hai. Axis Bank sabhi type ke Savings Accounts pe 4% ki interest of rate se interest deta hai. isliye yah ek safe investment option hai. yadi aap risk free investment karna chahte hai toh iske andar investment kar sakte hai.
Interest Rates on Axis Bank Savings Bank Deposits
| Particulars | Rate of Interest |
| Saving Deposits Balance below Rs. 50 lakhs | 3.50% p.a |
| Saving Deposits Balance of Rs. 50 lakhs and above | 4.00% p.a |
7. IndusInd Bank Savings Account Interest Rate
IndusInd Bank ek leading private banks hai . jo customer ki jarurto ko pura karmne ke liye savings account schemes ki facilities deta hai. aur yah bank bhut parkar ki aur bhi banking facilities deta hai. jaise ; Net Banking, Phone Banking, Mobile Banking and IVR support etc. aur is bank ki 600 branches and 1200 ATMs hai india ke andar aur yah bank customer ko easy withdraw money and easy deposit money ka option deta hai. aur yah saving account ke andar 4% interest rate ke hisab se interest deta hai. aur yadi apka daily balance 1 lakh se 10 lakh hai toh apko 5% ke hisab se interest milega aur yadi 10 se uper hai to 6% rate of interest milta hai .
IndusInd Bank Savings Account Interest Rate
- For daily balance up to Rs 1 lakh it is 4% p.a.
- For daily balance above Rs 1 lakh and below Rs 10 lakhs it is 5% p.a.
- For daily balance above Rs 10 lakhs it is 6% p.a.
8. HDFC Bank Savings Account Interest Rate
Yadi aap saving account open karna chahte hai .aur aap koi achaa high return rate saving account dekh rahe hai toh aap HDFC bank me saving account open kar sakte hai. kyoki HDFC ek wide range deta hai savings account schemes ke liye aur unique features aur privileges, deta hai. yah bank savings account me provides world class banking facilities aur services deta hai. HDFC bank Savings Accounts pe 4% ki interest of rate se interest deta hai. isliye yah ek achaa investment option hai.
Listed below are some of the savings accounts offered by HDFC:
- Regular Savings Account
- Basic Savings Bank Deposit Account
- SavingsMax Account
- Family Savings Group Account
- Senior Citizens Account
- Women’s Savings Account
- Kids Advantage Account
- BSBDA Small Account
- Institutional Savings Account
Interest Rates on HDFC Bank Savings Bank Deposits
| Particulars | Rate of Interest |
| Saving Deposits Balance below Rs. 50 lakh. | 3.50% p.a |
| Saving Deposits Balance of Rs. 50 lakh and above. | 4.00% p.a |
9. DCB Bank Savings Account Interest Rate
DCB Bank ek leading scheduled commercial banks hai jo customer ko different types ke Savings Accounts facilities provide karta hai. yah bank kuch popular banko me ata hai isliye customer iske uper jyada trust hai aur DCB Shubh-Labh Savings Account holders ko 4% rate of interest se interest milta hai.
10. RBL Bank Savings Account
RBL ek nation’s emerging scheduled commercial banks me se ek hai . aur yah customers ko customized savings account schemes facility deti hai . aur yah savings account holders ko achii rate of interest se interest deta hai. iske saving account ke andar 1 lakh tak ki savings pe 5.1% rate of interest ke hisab se interest milta hai. aur 1 lakh se 10 lakh tak 6.1% rate of interest ke hisab se interest milta hai aur 10 lakh se 7.1% rate ke hisab se interest milta hai.
RBL Bank Savings Account Interest Rate
| Daily Balance | Interest Rate per annum |
| Above Rs.10 lakhs | 7.1% |
| Above Rs.1 lakh | 6.1% |
| Up to Rs.1 lakh | 5.1% |
Toh yadi aap savings account open karwana chahte hai toh aap inme se kisi bhi bank ke andar savings account open karke . investment kar sakte hai. umeed hai ki hmare dewara di gyi jankari apke kaam ayegi aur artical achaa lage toh apne dosto ko bhi share kare .